Simple Steps to Trade In Your Home
March 27, 2026
Whether you need more space, updated features, or a fresh start, trading in your current home can be one of the simplest ways to move forward. At Hames Homes, we work with homeowners every day who are ready for their next step—and are surprised at just how smooth the process can be.
If you’ve never traded in a home before, here’s what to expectIf you’ve never traded in a home before, here’s what to expect
Step 1: Get Your Trade-In Value
Everything starts with a conversation. Call the Hames Homes sales team—Clint or Curtis at 319.377.4863—for a free trade-in evaluation.
We’ll ask a few basic questions about your home, including the condition of key components like the roof, furnace, central air, water heater, and appliances. This helps us get an initial understanding of your home’s value.
From there, we’ll schedule a time to see the home in person. After that visit, you’ll receive a clear, no-obligation offer. No guesswork, no pressure—just straightforward information to help you plan your next move.
Step 2: Financing Considerations
If you currently have a loan on your home, the next step is to request a payoff amount from your lender. This tells us exactly what is owed so we can factor it into your trade-in.
At closing, our team handles the details—ensuring your loan is paid off and the title is properly transferred. Our goal is to make this part of the process as seamless as possible, so you don’t have to navigate it on your own.
If you’ll be financing your next home, we can help there too. We work with trusted lenders who understand manufactured housing, or we’re happy to coordinate with your current bank if that’s your preference.
Step 3: Choose Your Next Home
Once your trade-in value and loan payoff are established, everything becomes much more clear—and much more exciting.
Now you can focus on finding the right home for your next chapter. Whether that means more space, a different layout, updated finishes, or a better fit for your lifestyle, you’ll be able to shop with confidence knowing exactly where you stand.
At Hames Homes, we offer a range of new and pre-owned homes, giving you options that fit your needs and your budget.
Why Homeowners Choose to Trade In
For many homeowners, trading in isn’t just about convenience, it’s about simplicity and certainty. Instead of listing your home, preparing it for showings, and waiting on a buyer, you get a clear path forward with fewer unknowns.
We see homeowners trade in for all kinds of reasons:
- Growing families needing more space
- Downsizing into something more manageable
- Moving into a newer home with updated features
- Starting a new chapter with a clean slate
No matter the reason, the process is designed to keep things moving forward.
The Bottom Line
Trading in your home takes what can feel like a complicated process and turns it into a straightforward plan. You’ll know your value, understand your options, and have a clear path to your next home.
If you’re even starting to think about a move, it’s worth having the conversation.
Call Clint or Curtis today at 319.377.4863 to learn more about your trade-in value and your next steps.
Step 1: Get Your Trade-In Value
Everything starts with a conversation. Call the Hames Homes sales team—Clint or Curtis at 319.377.4863—for a free trade-in evaluation.
We’ll ask a few basic questions about your home, including the condition of key components like the roof, furnace, central air, water heater, and appliances. This helps us get an initial understanding of your home’s value.
From there, we’ll schedule a time to see the home in person. After that visit, you’ll receive a clear, no-obligation offer. No guesswork, no pressure—just straightforward information to help you plan your next move.
Step 2: Financing Considerations
If you currently have a loan on your home, the next step is to request a payoff amount from your lender. This tells us exactly what is owed so we can factor it into your trade-in.
At closing, our team handles the details—ensuring your loan is paid off and the title is properly transferred. Our goal is to make this part of the process as seamless as possible, so you don’t have to navigate it on your own.
If you’ll be financing your next home, we can help there too. We work with trusted lenders who understand manufactured housing, or we’re happy to coordinate with your current bank if that’s your preference.
Step 3: Choose Your Next Home
Once your trade-in value and loan payoff are established, everything becomes much more clear—and much more exciting.
Now you can focus on finding the right home for your next chapter. Whether that means more space, a different layout, updated finishes, or a better fit for your lifestyle, you’ll be able to shop with confidence knowing exactly where you stand.
At Hames Homes, we offer a range of new and pre-owned homes, giving you options that fit your needs and your budget.
Why Homeowners Choose to Trade In
For many homeowners, trading in isn’t just about convenience, it’s about simplicity and certainty. Instead of listing your home, preparing it for showings, and waiting on a buyer, you get a clear path forward with fewer unknowns.
We see homeowners trade in for all kinds of reasons:
- Growing families needing more space
- Downsizing into something more manageable
- Moving into a newer home with updated features
- Starting a new chapter with a clean slate
No matter the reason, the process is designed to keep things moving forward.
The Bottom Line
Trading in your home takes what can feel like a complicated process and turns it into a straightforward plan. You’ll know your value, understand your options, and have a clear path to your next home.
If you’re even starting to think about a move, it’s worth having the conversation.
Call Clint or Curtis today at 319.377.4863 to learn more about your trade-in value and your next steps.