What Happens When You Buy a Home at Hames Homes?

April 29, 2024

Buying a home can be challenging, and confusing. Come see the experts in sales and financing at Hames Homes to see how easy it can be.

Application for Financing

It’s important to begin with the loan application so you know the price range of manufactured homes you should be researching. This requires information about your income, down payment, and credit. Apply online on our financing page or make an appointment with Curtis or Clint at (319) 377-4863 to apply in person. From there, we’ll help connect you with the lender who may best fit your needs.

Community Application

Hames Homes is a planned community, and we perform a background check on all adults applying to live here. We do not charge an application fee.

Select Your Home

It’s time to look at model homes! Our knowledgeable sales staff will show you available homes that closely match your needs and budget.

If the perfect home is not available now, ask about other homes we may have available to refurbish or on order. 

Underwriter Review and Approval

Once you have chosen a manufactured or mobile home, the banker will finalize the decision on your loan approval. Because different lenders have different requirements, additional information may be requested before the final loan approval is granted.

Choose Your Closing Date

The bank, the community and our service team will all work together with you to plan a closing date that fits everyone's needs.  Plan on setting aside two hours for the whole process. 

Closing and Community Sign-In

During closing, the final loan and titling documents are signed. Once completed, you will meet with the Hames community manager where your manufactured or mobile home is located. The community manager will further explain the community guidelines and answer any questions you may have.

Final Walk Through/New Homeowner Orientation

Curtis or Clint will walk through the home with you and show you where important equipment can be found (smoke detectors, heat tape, etc.). They will also provide you with maintenance recommendations like how often you should change your furnace filters and when to check your heat tape. You’ll be shown the location of the data plate in your home, which is an informative summary unique to each manufactured home.

You don’t have to be an expert at purchasing a manufactured or mobile home.  Let us help!  View our large selection of new and used, singlewide and doublewide manufactured homes online, or in person at our sales center at 5410 Wabash St. SW, 7 days a week. 

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