Privacy Policy

Hames-The Homes People ® respects the privacy of every customer. “Hames companies”, “Hames-The Homes People” and “Hames” include Hames Homes LLC (formerly Hames Mobile Homes, Inc. and Hames Communities, LLC); Hames Insurance Agency, Inc.; Circle Finance LLC, and Gardenview, Inc. We strive to protect personal information and maintain customer trust.

WHAT DOES CIRCLE FINANCE, LLC DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
  • Mortgage rates and payments

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Circle Finance LLC chooses to share; and whether you can limit this sharing.

 

 

Reason we share your personal information

Does Circle Finance LLC share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain

your account(s), respond to court orders and legal

investigations, or report to credit bureaus

 

 

 

Yes

 

 

No

For our marketing purposes—

to offer our products and services to you

 

 

No

 

We don’t share

For joint marketing with other financial companies

 

 

No

 

 

We don’t share

For our affiliates' everyday business purposes—

information about your transactions and experiences

 

 

Yes

 

No

For our affiliates' everyday business purposes—

information about your creditworthiness

 

 

No

 

We don’t share

For our affiliates to market to you

 

 

No

 

 

We don’t share

For nonaffiliates to market to you

 

 

No

 

We don’t share

 

 

Questions?

Call (319)377-4863 or go to www.hameshomes.com

 

 

 

 

 


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Who we are

Who is providing this notice?

Circle Finance, LLC

What we do

How does Circle Finance LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Circle Finance LLC collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan
  • pay your bills
  • give us your income information
  • provide employment information
  • give us your employment history
  • provide account information
  • give us your contact information
  • pay us by check
  • give us your wage statements
  • show your government-issued ID or driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Our Affiliates are:

  • Hames Homes LLC (formerly Hames Mobile Homes, Inc. and Hames Communities, LLC)
  • Hames Insurance Agency
  • Gardenview, Inc.
  • Hames Properties, LLC

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Circle Finance, LLC does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Circle Finance, LLC doesn’t jointly market.

 



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